Underwriting and Risk Evaluation
CHCS Services is a leading outsourcing company for underwriting, risk
evaluation, and underwriter services for Medicare Supplement and long term care
insurance. Our risk evaluation program provides underwriters with comprehensive
tools that allow them to assess the insurability of an individual applying for
coverage.
Medicare Supplement:
As one of the largest administrators of Medicare Supplement products in the
country, CHCS Services has developed unparalleled systems and processes for
managing and underwriting a large volume of business efficiently and
accurately. Inherent economies of scale allow CHCS Services to convey both cost
and time savings to our clients. Our technological capabilities also provide
underwriters with a "jet issue" process on most applicants.
Long Term Care Insurance:
CHCS Services has developed a systematic, quantitative model to assess
eligibility for coverage, including evaluation of lifestyle, activity level,
medical health and cognitive status. Our network of 3,500 registered nurses and
social workers provides national coverage for face-to-face assessments of
prospective clients, or interviews may be conducted over the phone by highly
trained registered nurses using our standardized, computerized format. CHCS
Services has one of the most competitive turnaround times in the industry, an
average of six days for completed telephone interviews and seven days for
face-to-face assessments.
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